The Potter Financial Group

Creating a Roadmap to Financial Security

At The Potter Financial Group we define our role as your advocates in helping you meet the financial goals of you, your family and your business.  Simply, we offer you a team of skilled specialists.  We are comprehensive planners, providing solutions and strategies for all your personal and business insurance and investment needs.

As a member of Fusion Advisor Network, a network of independent financial professionals across the country, our responsibility is to provide access to those sophisticated resources.  Some of the professionals with our firm are currently registered to conduct securities business through NFP Securities, Inc.  With those resources in place we facilitate the complex corporate and personal financial decisions our clients must make.  For example:

What are strategies for corporations to:

• Prepare for leadership and financial contingencies?
• Balance cost and appreciation of fringe benefits?
• Maximize the value of retirement plan benefits?
• Combat erosion of executive benefits?

What are strategies for family businesses to:

• Secure the best future for the companies they have built?

What are strategies for affluent individuals to:

• Protect financial achievement and assure long term goals?
• Sell their old life insurance policies instead of surrendering?*

*Investors should consult with their own professional advisor regarding the potential tax, estate, and legal considerations that may arise in connection with entering into a life settlements transaction. Proceeds from a life settlement transaction may be taxable under federal or state law to the extent the proceeds exceed the cost basis. The proceeds from a life settlement transaction may be subject to claims of creditors. The receipt of proceeds from a life settlement transaction may adversely impact eligibility for government benefits and entitlements.  The amount received for the sale of the Policy may be impacted by the circumstances of the particular purchaser of the Policy, the insured’s life expectancy, future premiums, the death benefit, the terms of the Policy, and the current market for insurance policies, among other factors. The amount received for the sale of the Policy may be more or less than what others might receive for the sale of a similar policy. There may be high fees associated with the sell of a Life settlement.

Principals of the Potter Financial Group

Founded in 1972 the firm has 2 principals.

Charlie Potter, CLU,ChFC, RFC, AEP, CLTC

Charlie is a 1966 graduate of St. Peter’s College in Jersey City, NJ. He currently holds five financial planning designations: Chartered Life Underwriter (CLU); Chartered Financial Consultant (ChFC); Registered Financial Consultant (RFC); Accredited Estate Planner (AEP); and is Certified in Long Term Care (CLTC). He is a member of The Financial Planning Association (FPA), The Association for Advanced Life Underwriting (AALU), and past president of The Durham/Orange Estate Planning Council. Charlie manages the insurance brokerage and estate planning division of The Potter Financial Group, the firm he founded in 1972. He specializes in the strategic placement of life insurance for maximum tax leverage. He is also an expert at negotiating with multiple insurance companies on behalf of the firm’s clients. Charlie is a Registered Representative and an Investment Advisor Representative of NFP Securities, Inc.

Chip Roe, CFP®, CRPC, CRPS

Chip, a Durham native, has been meeting the financial services needs of individuals and small businesses since 1985 when he received his degree in finance from Western Carolina University.  He has been a Certified Financial Planner(CFP®) practitioner since 1991 and also holds the Chartered Retirement Planning Counselor (CRPC) and Chartered Retirement Plan Specialist (CRPS) professional designations.  Chip is a Retirement Planning Specialist who helps clients navigate the myriad of investment choices and tax considerations over a client's lifetime.  In addition, his expertise in financial planning has been sought out as an expert witness in family law cases.  As a member of the Financial Planning Association and past president of the Durham/Orange Estate Planning Council, Chip is active in his profession. Chip is a Registered Representative and an Investment Advisor Representative of NFP Securities, Inc.